Our hot and humid South Florida climate is only bearable because of air conditioners. When air conditioners stop working, the cost of replacement is unfortunately not something the average household easily can afford.
Replacing an air conditioner can cost anywhere between $3,000 and $6,000. Not many households can afford that amount of money without dipping into their emergency savings fund. It’s for that reason that a lot of homeowners opt for ac financing with monthly payments instead.
Applying for financial assistance is a decision that should not be taken lightly. When considering purchasing an air conditioner with financial aid, the question most people ask is, “Is AC Financing The Smart Thing To Do?” Let’s have a look at the pros and cons of both cash and financing options.
Although an air conditioner is a vital appliance in any South Florida home, it does not come cheaply. Even the smallest unit can put a dent in the household budget, that is why most households carefully consider both pros and cons of purchasing an air conditioner in cash.
A lot of people prefer cash purchases and choose that option whenever possible. The advantages of cash purchases are:
Unless you have a large saving plan that you can comfortably dip into, purchasing an air conditioner in cash is not always the best decision. Two reasons that cash purchases may not be the best option include:
The average household budget cannot normally stretch to accommodate a large appliance like an air conditioner. Luckily there are numerous financial assistance options available, but these need to be carefully examined as they too have both pros and cons.
There are many pros to purchasing large appliances like air conditioners, with financial assistance, including:
People who do not approve of financing purchases usually cite the following reasons:
Needing a new air conditioner that you haven’t budgeted for? Consider the following convenient financing options:
Service Finance Company LLC offers over 50 financing solutions. They are a National Licensed Sales finance company that offers both promotional and standard installment terms on any Art Plumbing, Air Conditioning & Electric services.
Ygrene Financing offers many benefits that traditional financial institutions do not offer, including low, fixed interest rates and various payment options. Art Plumbing, Air Conditioning & Electric are one of the independent contractors vetted and authorized by Ygrene Financing, so you can get approval for 100% financing, in 30 minutes or less, without putting any money down.
Art Plumbing, Air Conditioning & Electric have been South Florida’s trusted air conditioning specialists since 1983. Don’t let a faulty air conditioner make you lose your cool. Give us a call at 1-800-475-1504 today.
For Immediate Emergency Assistance Call 1-800-475-1504